Have you made a plan for your stimulus money? If you don’t make a plan it will disappear! What will you be doing with your stimulus money? 💲 Save? 💲 Pay off debt? 💲 Cover a budget shortage for this month? 💲 Invest? When deciding how you will spend
Confession time! I’m a recovering control freak! The news causes me to have a lot of anxiety and uncertainty. I didn’t start watching the news or reading about the COVID until the second week of March. My husband keeps me somewhat informed as to what’s going on in the world.
“How do I budget if I can’t pay all of my bills?” I’ve been getting that question a lot lately. So, let’s talk about it! Let’s start with your income. How much income will you be receiving? Include all sources (salary, commission, bonus, unemployment, child support, disability, pension, etc.)
Your Finances in Uncertain Times. COVID-19 has had a negative impact on many parts of life including finances. With 78% of Americans living paycheck to paycheck, most people cannot afford the negative financial effects of the COVID-19. So what does this mean for you and your family? Should you be
Today I want to talk to you about minimum payments. Have you ever calculated how much the minimum payments on your debts (not including your house) totals? My clients’ minimum payments range from $400 – $3,500 per month. Have you ever considered what a life without debt would look like
Struggling to stick to your budget? Have you reviewed your spending this month? Are you over in certain categories? Has this become a pattern for you? I notice trends in my own budget and in my 1:1 clients’ budgets. My solution for overspending in certain categories is CASH! Most people
Let’s talk about your minimum monthly payments again. Earlier this month I encouraged you to calculate your minimum monthly debt payments (not including your house). I asked you to start dreaming about a life without debt. What would that look like for you? I have several 1:1 clients who want
How’s your budget going for this month? Are you on track? Did you make a realistic plan for your money for this month? What does a realistic budget look like? A REALISTIC budget includes: ❗ Doctor’s appointments ❗ Medication ❗ Car repairs ❗ Home maintenance ❗ Upcoming travel (Spring Break,
Earlier this month I wrote a blog about keeping your mind focused on success. Another key to financial success is having an accountability partner. It’s often hard for single people to change their finances because they don’t have anyone holding them accountable. I also see this in marriages where only
A key to changing your finances is FOCUS! Most of the people in the world are NOT focused on their finances. They are NOT trying to get out of debt, save, and invest. My 1:1 clients feel this in their everyday life (so do I). We are surrounded by people
I guide women and married couples who “make too much to feel this broke” from financial stress to financial freedom. I live in Morristown, Tennessee with my husband and children. I enjoy traveling, reading, and listening to music.
