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😬 How often do you check this?

Without guessing
Do you know the last time you checked your credit report? For many of my clients, I hear “crickets” when I ask that question! I encourage my clients to check their reports early and often! Whether we like it or not, credit is a part of personal finances for

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☀Is your family “Counting Down”?

If you have school-age children, then you likely have already started hearing about the “Countdown to Summer!”  In our house, the excitement for summer truly gets to a fever pitch around this time of year!  While I do love summer, it does bring up some logistical and budgeting challenges.  For

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Are you getting a tax bill

Are You Getting a Tax Bill?

It is this time of year when small business owners across the country hear from their accountants whether they will receive a refund (YAY!) or a bill (BOO!).   Actually, this is the *exact* time of year when I have started working with a number of my small business customers. Simply

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Successful Clients have this in Common

As a financial coach, I work with people from all walks of life, at every income level! From older couples who need to start saving for retirement, to single women looking to find their financial footing, to families with envy-producing incomes. The one thing that every client has in common

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The Biggest Money Multiplier?

When you are ready to make a change with your financial situation, there are two levers that will have an outsized impact on your financial health and peace.  The first is to stabilize your money with budgeting and tracking.  As Peter Drucker says, “What gets measured, gets managed,” and every

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Tax time updates

Tax Time Updates!

As you know, tax season is in full swing! If you have not already started preparing your tax return, you likely will be soon!  Before we jump into talking about the tax return, it is important to know that the IRS has recently stated Americans should plan to receive a

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Breaking-Point

How Heather Got Her Groove Back

With financial coaching, I typically get new clients at one of these stages– The first group comes to me because they are stressed about money, and want someone to guide them to peace with their personal finances. Then another group arrives with more urgent needs.  Simply put–they have reached a

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We're-turning-4

“No, not me
please!”

Have you ever had a thought float into your mind, but then you could not get it out? A pesky, nagging thought living rent-free in your own mind! And no matter how much you resisted the idea, it just persisted and wouldn’t leave
 Yes, me too! Years ago, after figuring

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More-money-more-problems

More Money, More Problems?

Many times when I work with clients, they think that the answer to all their problems could be solved with just one thing
make more money.  While an increase in cash flow does make things a bit easier, it isn’t the whole solution.  When I began working with Michael and Linda*,

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Hello! I'm Crystal!

I guide women and married couples who “make too much to feel this broke” from financial stress to financial freedom.  I live in Morristown, Tennessee with my husband and children.  I enjoy traveling, reading, and listening to music.

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