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The Countdown Starts Now!

We are just a few short weeks away from the beginning of the holiday season. It is a wonderful time to enjoy time with your family and loved ones! Who doesn’t love hot chocolate, cozy movie nights and making memories?! While this can feel like the most wonderful time of

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🤑What to do when EVERYTHING is expensive

One of the main refrains that I am hearing from my clients right now is, “Sheesh…everything is so expensive!” Post Covid supply chain issues, coupled with government spending (PPP loans, Covid Stimulus checks) meant that there was more money to pay for goods that were hard to get. Hello inflation!

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What is the price of your peace of mind?

In February of this year, David could tell you how much his peace of mind cost him… $48,000 in IRS Debt $47,000 in Student Loan Debt $3,000 in Credit Card Debt $14,000 in Advances for his business At the age of 52, David found himself with a stack of debt

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Signs you might be avoiding…

Have you ever found yourself not opening a bill because you didn’t want to see it?  Or maybe setting up a minimum card payment because you didn’t have to log on to check the balance? Or perhaps you check a card on an app on your phone, then get freaked

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🎟 Don’t Buy a Lottery Ticket. Do this Instead…

You have likely heard that 70% of all lottery winners go broke within just a few years of winning a huge payout! When there is a record-breaking jackpot, millions of people stand in line to buy a ticket for the chance to be a lucky winner. Surely every ticket holder

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The solution was easier than they expected…

If we were having coffee, and you asked me what I had noticed as a pattern in my financial coaching clients, I could definitely share a few of the trends I have observed over the years.   Since clients come to me at all salary ranges, you would think that there

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“Are we here again?”

Tell me if this sounds familiar… You (FINALLY) get serious about not overspending and cut all of the unnecessary items. You aren’t eating out as much and you are shopping from your own closet for events. Soon you manage to put money away for an emergency.  Praise the Lord! You take a

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Student Loan Repayment

Update on Student Loan Forgiveness

As you may have seen, the Supreme Court just struck down the long-awaited Biden-Harris Student Loan Forgiveness plan. This would have allowed eligible borrowers to cancel up to $20,000 in debt. Since 43 million Americans would have been eligible, the price tag would be around $400 billion! The loan plan

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“Should I Stay or Should I Go Now?”

In the past couple of months… Have you found yourself taking a peek at job boards? Are you quietly updating your LinkedIn profile and your resume? Are you starting to feel that maybe you shouldn’t quiet quit, but really quit😂 Since your work life can have such a dramatic impact

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In the middle of the night…

Have you ever found yourself awake in the middle of the night, unable to fall back asleep?  At first, you are just kind of annoyed that you are awake, then you find yourself worrying about every single thing under the sun. Worrying about– If the HVAC will need to be

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Hello! I'm Crystal!

I guide women and married couples who “make too much to feel this broke” from financial stress to financial freedom.  I live in Morristown, Tennessee with my husband and children.  I enjoy traveling, reading, and listening to music.

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