fbpx

How to Prepare Your Finances for a Recession

You likely saw this in the news, but a couple of weeks ago, the Federal Reserve increased interest rates by 0.75 percentage point, the third hike this year and the largest since the 1990s. While a recession is not necessarily inevitable, let’s make sure you are prepared for one in

Read More »

How to Manage Unexpected Expenses

When I started a Zoom video consultation with Ryan and Nicole in the spring of 2021, I saw their stress written all over their faces. They are an amazing couple in their 30s with a blended family, and they were struggling to ditch the debt and make a change.  At

Read More »
How do you adjust to inflation

How to Take Charge of Your Money with Inflation

For the past couple of years, it seems like the cost of nearly everything has risen! Whether you are headed to the grocery store, the gas station or a car dealership, you will see that the costs have gone up. Since you are likely reading this because you want to

Read More »

When is it too late?

American novelist Nancy Thayer says, “It’s never too late – in fiction or in life – to revise.”  As your financial coach, I endorse this 100%!  It is truly never too late to start working on your finances to improve your situation. Year after year, I work with people who

Read More »

Pulling Back the Curtain on Monthly Budgets

This month I am pulling back the curtain on monthly budgets! Have you ever wondered how much of your budget should go to food, mortgage, cars, etc.?  Today I am going to spill the beans on those exact numbers! Many times clients come to me without any sort of budget

Read More »

Can $16,000 Make a Difference?

What is the exact point that most people reach out to me for Financial Coaching help? Many clients who reach out to me are simply tired of having those same problems with money.   Carrying around the same problem for years can be exhausting. The same was true for two clients

Read More »

Read this Before You Make Plans for Your Tax Refund

This is the big month where accountants are working overtime, and many people will be checking their accounts to see when a tax refund hits their bank. Though, if you have children, you may notice that your refund is a bit lower this year because of the advance sent to

Read More »

Do You Have a Student Loan?

As you may have heard–starting on May 1st, student loan payments will restart for millions of Americans, which also includes several of my clients.  If you are also in this camp, let’s just say that a new bill on the horizon can sometimes cause a bit of strain. Stress.  I

Read More »

This Will Make or Break Your Budget

I hope you enjoyed a wonderful holiday with your family, and that you are looking forward to an exciting year that is just around the corner! For many of the clients I began working with in 2021, the holiday season was the first time that they had money set aside

Read More »

Hello! I'm Crystal!

I guide women and married couples who “make too much to feel this broke” from financial stress to financial freedom.  I live in Morristown, Tennessee with my husband and children.  I enjoy traveling, reading, and listening to music.

Download 10 Tips for Creating a Budget that Actually Works

Ready to make a budget that works?  Leave your info below and I'll send you my best tips!