How do you feel about the word “budget”? I often encounter people who tell me that they can’t budget or won’t budget. At one point my husband even told me that he would never budget! 😲 Most of the time people associate the word budget with negative thoughts such
Have you ever tracked all of your spending? This is the part of personal finance that a lot of people forget! Budgeting AND tracking expenses are important. I love talking about tracking expenses! Why? I gained control of my finances and became more organized when I started tracking expenses! This
When I start working with my 1:1 clients I often discover that all of their bills are set on auto-draft. Confession: I hate auto draft for paying bills! Why? My reasons are numerous but here are a few: 💥 I don’t like anyone having access to my bank account.
This month we are discussing how to get organized with your finances. Organization with your finances goes beyond opening your mail and file folders. Let’s talk about organizing your cash flow throughout the month. Calendaring Your Bills Are most of your bills due around the same time of the
How organized are your finances? It’s important to be organized with your finances day-in and day-out because if you aren’t, you run the risk of overspending, losing bills, paying bills late, etc. Being organized with your finances is an ongoing process. When my twins were young I became very
Re-Evaluate Your Financial Goals It’s important to review and reevaluate your goals. I want you to do this at the end of every month or quarter. This is especially true if you are new to budgeting because it takes 3 months to get good at budgeting and understanding your spending
Break Your Goals Down! Make your goals achievable this year! Goal setting can seem overwhelming, right? You’ve got this big goal that you want to accomplish and it just seems like too much. I’ve been there! Sometimes people set big goals and never take the first step to accomplishing them
Write it Down! For years I kept my “goals” in my head and never wrote them down. You know what happened? I didn’t reach my goals! Write your goals down! I can’t stress this enough! Get your hopes and dreams out of your head and on paper! By writing your
January is one of my favorite times of year! I love the beginning of a new year because it feels like such a fresh start. I know we can start working on our goals anytime during the year, but there’s something about January 1 that fills me with hope for
Have you read any books that changed you? I’ve got several books that I’ll keep forever because they changed me! 100 Days to Brave is one of those! If you know me personally, you know how much I love anything written by Annie F. Downs (@anniefdowns)! Every book that Annie
I guide women and married couples who “make too much to feel this broke” from financial stress to financial freedom. I live in Morristown, Tennessee with my husband and children. I enjoy traveling, reading, and listening to music.
