In the middle of the night…
Have you ever found yourself awake in the middle of the night, unable to fall back asleep? At first, you are just kind of annoyed that you are awake, then you find yourself worrying about every single thing under the sun. Worrying about– If the HVAC will need to be replaced? If we’re going to […]
☀️Is your family “Counting Down”?
If you have school-age children, then you likely have already started hearing about the “Countdown to Summer!” In our house, the excitement for summer truly gets to a fever pitch around this time of year! While I do love summer, it does bring up some logistical and budgeting challenges. For working families, there is typically […]
The Biggest Money Multiplier?
When you are ready to make a change with your financial situation, there are two levers that will have an outsized impact on your financial health and peace. The first is to stabilize your money with budgeting and tracking. As Peter Drucker says, “What gets measured, gets managed,” and every client I have worked with […]
🎄Holidays + 📈 Inflation = Creative Solutions
When you begin working with a financial coach, one of the first things that you will do is to create a budget that accurately reflects your expenses and priorities. With a budget and tracking expenses, clients immediately see where they can change behavior. There are times, though, like when inflation and the holidays mix, and […]
How to Prepare Your Finances for a Recession
You likely saw this in the news, but a couple of weeks ago, the Federal Reserve increased interest rates by 0.75 percentage point, the third hike this year and the largest since the 1990s. While a recession is not necessarily inevitable, let’s make sure you are prepared for one in case it becomes a reality. […]
How to Take Charge of Your Money with Inflation
For the past couple of years, it seems like the cost of nearly everything has risen! Whether you are headed to the grocery store, the gas station or a car dealership, you will see that the costs have gone up. Since you are likely reading this because you want to learn how to manage your […]
Pulling Back the Curtain on Monthly Budgets
This month I am pulling back the curtain on monthly budgets! Have you ever wondered how much of your budget should go to food, mortgage, cars, etc.? Today I am going to spill the beans on those exact numbers! Many times clients come to me without any sort of budget in place. They truly make […]
Do You Have a Student Loan?
As you may have heard–starting on May 1st, student loan payments will restart for millions of Americans, which also includes several of my clients. If you are also in this camp, let’s just say that a new bill on the horizon can sometimes cause a bit of strain. Stress. I have found that if clients […]
This Will Make or Break Your Budget
I hope you enjoyed a wonderful holiday with your family, and that you are looking forward to an exciting year that is just around the corner! For many of the clients I began working with in 2021, the holiday season was the first time that they had money set aside for the expenses before December. […]
Spending Makes a Comeback!
Hi there! One of the big changes I’ve noticed lately is that spending has made a comeback! From higher gas prices to people being tired of being at home most people are spending more money. Your spending habits and lifestyle likely changed during the pandemic. This is a good time to take a look […]