Tax Refund? Read this!
Tax time is right around the corner. For many people, this means that a sizable tax refund is also right around the corner. As a financial coach who has seen *everything*, let me tell you what many people do with a lump sum dropped into their account. They go on a vacation they have been […]
How to “Reset” Your Budget for a New Year
There is truly no better time to reset your budget than a New Year! The beginning of a year brings fresh new vibes and a renewed sense of hope for the future. Plenty of my successful clients got a nudge to change their finances over the holidays, and made a fresh start in the new […]
When Spending is More than Shopping
Have you ever reached into your fridge at night to get a sweet treat, and just as you are biting down you think– “I am not even hungry. Why am I eating this?” It is generally a quiet voice, but clear nonetheless. This voice can give us a bit of clarity in moments when we […]
“We can’t afford that!”
Do you have any childhood memories of wanting something and hearing your parents bellow out… “We can’t afford that?!” Chances are…you do! Many of the clients that I work with grew up in a home where the parents often explained that they would not be buying extras because the family couldn’t afford it. “Who do […]
The Countdown Starts Now!
We are just a few short weeks away from the beginning of the holiday season. It is a wonderful time to enjoy time with your family and loved ones! Who doesn’t love hot chocolate, cozy movie nights and making memories?! While this can feel like the most wonderful time of the year, it can also […]
🤑What to do when EVERYTHING is expensive
One of the main refrains that I am hearing from my clients right now is, “Sheesh…everything is so expensive!” Post Covid supply chain issues, coupled with government spending (PPP loans, Covid Stimulus checks) meant that there was more money to pay for goods that were hard to get. Hello inflation! And a little over a […]
Signs you might be avoiding…
Have you ever found yourself not opening a bill because you didn’t want to see it? Or maybe setting up a minimum card payment because you didn’t have to log on to check the balance? Or perhaps you check a card on an app on your phone, then get freaked out, close the app and […]
🎟 Don’t Buy a Lottery Ticket. Do this Instead…
You have likely heard that 70% of all lottery winners go broke within just a few years of winning a huge payout! When there is a record-breaking jackpot, millions of people stand in line to buy a ticket for the chance to be a lucky winner. Surely every ticket holder imagines that their fate would […]
The solution was easier than they expected…
If we were having coffee, and you asked me what I had noticed as a pattern in my financial coaching clients, I could definitely share a few of the trends I have observed over the years. Since clients come to me at all salary ranges, you would think that there would be more differences than […]
“Are we here again?”
Tell me if this sounds familiar… You (FINALLY) get serious about not overspending and cut all of the unnecessary items. You aren’t eating out as much and you are shopping from your own closet for events. Soon you manage to put money away for an emergency. Praise the Lord! You take a deep breath and feel like […]