Make a Realistic Plan for Your Money!
How’s your budget going for this month? Are you on track? Did you make a realistic plan for your money for this month? What does a realistic budget look like? A REALISTIC budget includes: ❗ Doctor’s appointments ❗ Medication ❗ Car repairs ❗ Home maintenance ❗ Upcoming travel (Spring Break, Easter, Summer Vacation) ❗ Cosmetics/Haircare […]
Accountability
Earlier this month I wrote a blog about keeping your mind focused on success. Another key to financial success is having an accountability partner. It’s often hard for single people to change their finances because they don’t have anyone holding them accountable. I also see this in marriages where only one spouse handles the finances. […]
Focus
A key to changing your finances is FOCUS! Most of the people in the world are NOT focused on their finances. They are NOT trying to get out of debt, save, and invest. My 1:1 clients feel this in their everyday life (so do I). We are surrounded by people living their best life on […]
Budget = Permission to Spend
How do you feel about the word “budget”? I often encounter people who tell me that they can’t budget or won’t budget. At one point my husband even told me that he would never budget! 😲 Most of the time people associate the word budget with negative thoughts such as: 🚫 I can’t go […]
Tracking Expenses Changes Everything
Have you ever tracked all of your spending? This is the part of personal finance that a lot of people forget! Budgeting AND tracking expenses are important. I love talking about tracking expenses! Why? I gained control of my finances and became more organized when I started tracking expenses! This month I’ve written several blogs […]
Auto Draft vs. Online Bill Payment
When I start working with my 1:1 clients I often discover that all of their bills are set on auto-draft. Confession: I hate auto draft for paying bills! Why? My reasons are numerous but here are a few: 💥 I don’t like anyone having access to my bank account. 💥 The due dates and […]