Focus
A key to changing your finances is FOCUS! Most of the people in the world are NOT focused on their finances. They are NOT trying to get out of debt, save, and invest. My 1:1 clients feel this in their everyday life (so do I). We are surrounded by people living their best life on […]
Budget = Permission to Spend
How do you feel about the word “budget”? I often encounter people who tell me that they can’t budget or won’t budget. At one point my husband even told me that he would never budget! 😲 Most of the time people associate the word budget with negative thoughts such as: 🚫 I can’t go […]
Tracking Expenses Changes Everything
Have you ever tracked all of your spending? This is the part of personal finance that a lot of people forget! Budgeting AND tracking expenses are important. I love talking about tracking expenses! Why? I gained control of my finances and became more organized when I started tracking expenses! This month I’ve written several blogs […]
Auto Draft vs. Online Bill Payment
When I start working with my 1:1 clients I often discover that all of their bills are set on auto-draft. Confession: I hate auto draft for paying bills! Why? My reasons are numerous but here are a few: 💥 I don’t like anyone having access to my bank account. 💥 The due dates and […]
How’s Your Cash Flow?
This month we are discussing how to get organized with your finances. Organization with your finances goes beyond opening your mail and file folders. Let’s talk about organizing your cash flow throughout the month. Calendaring Your Bills Are most of your bills due around the same time of the month? Does this make cash […]
Organize Your Finances!
How organized are your finances? It’s important to be organized with your finances day-in and day-out because if you aren’t, you run the risk of overspending, losing bills, paying bills late, etc. Being organized with your finances is an ongoing process. When my twins were young I became very unorganized with our finances. I […]