Spending Makes a Comeback!

Hi there! One of the big changes I’ve noticed lately is that spending has made a comeback!    From higher gas prices to people being tired of being at home most people are spending more money. Your spending habits and lifestyle likely changed during the pandemic.  This is a good time to take a look […]

Advance Child Tax Credit?

Over the last couple of months, I’ve been helping my clients get ready for the advance child tax credit payments that may arrive in their bank accounts this month. Have you given any thought as to how you will use this money? Something important to keep in mind is that if you rely on your […]

How to Make Room in your Budget for a Little Summer Fun!

I hope the weather is sunny and warm where you are!  In East Tennessee, we are wondering what happened to spring!  It’s felt like summer for quite some time. If you have been following me for any length of time you know that I’m all about transforming your finances by taking small steps. This month, […]

Financial Freedom

Today, I thought we could talk about financial freedom. What does financial freedom mean to you? ⭐ Feeling in control of your finances? ⭐ No money fights with your spouse? ⭐ No guilt or shame over your spending? ⭐ Traveling without racking up debt? ⭐ Money in savings for emergencies such as job loss, medical […]

Don’t Forget these in Your March Planning!

My goal is to always have your focus on the future!  I want you to be proactive rather than reactive with money.  So, when you are making your next spending plan (aka budget) make sure you include all of the expenses you have coming up.  As we approach March make sure you include the following […]

Plan for the Expected

As a financial coach, who struggled for years to get her financial act together, I love showing people how to change their finances with small steps over time. You see, going “all in” works for some people, but not everyone.  Some people actually get overwhelmed at the thought of going “all in” and do nothing […]