If you’ve never heard of a financial coach—or aren’t sure how one could help—you’re not alone. A lot of people have never heard of financial coaching—or they assume it’s the same thing as hiring a financial advisor or just getting help with a budget.
But financial coaching is different. It’s practical, hands-on, and personal.
What Is a Financial Coach and What Do They Do?
A financial coach helps you build the skills, habits, and systems to manage your money with more confidence and less stress. Think of it like having a personal trainer for your finances. Instead of handing you a plan and walking away, a financial coach helps you implement changes, stay accountable, and actually follow through.
As a financial coach, I work with individuals, couples, and small business owners on things like:
- Getting out of the paycheck-to-paycheck cycle
- Creating a spending plan (that actually works in real life)
- Paying off debt with a clear strategy
- Building savings (sometimes for the first time)
- Developing healthier habits and mindsets around money
- Working together as a couple to align financial goals
- Creating more stability for variable income or self-employment
It’s not just about budgeting—and it’s not about telling you what you “should” do with your money. It’s about helping you create a plan that works for you and your goals. If you’ve ever wondered what kind of support actually helps you move forward, this is it.
How Is Coaching Different From a Financial Advisor?
A financial advisor typically helps with investment strategies, retirement accounts, and long-term wealth-building once you already have money to invest.
A financial coach, on the other hand, focuses on everyday money management. We work with you to improve your habits, mindset, and systems so you can gain control of your finances and work toward the life you want.
Financial coaching is often the missing piece for people who make decent money but feel like they’re still not getting ahead. That’s when they start asking if there’s a better way to get unstuck.
Do I Need a Financial Coach?
You might benefit from financial coaching if:
- You make good money but still feel like you’re living paycheck to paycheck
- You’re tired of starting budgets that don’t stick
- You want a clear plan for paying off debt or building savings
- You need help navigating money conversations as a couple
- You’re a small business owner who struggles to pay yourself consistently
- You want accountability and support to stay on track
Many of my clients come to me after trying to figure it out on their own. They’ve read books, listened to podcasts, downloaded the apps—and they’re still stuck. What they really need is a step-by-step plan, ongoing support, and someone in their corner.
If that sounds familiar and you’re still unsure whether coaching could help in your situation, coaching might be the next right step.
Related Reading
Financial Coaching Is More Than Budgeting → Learn how coaching goes beyond spreadsheets and helps you make real progress with your money.
Schedule a complimentary call using this link to my calendar.
You don’t have to do this alone.
