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Successful Clients have this in Common

As a financial coach, I work with people from all walks of life, at every income level! From older couples who need to start saving for retirement, to single women looking to find their financial footing, to families with envy-producing incomes.

The one thing that every client has in common is that: They made a decision to change. 

It sounds too simple to be reality, but just think about it…what is the opposite?

Avoiding. Stalling. Delaying.

Procrastinating.

All day, I could talk about savings rates, budgets and ways to drive down fixed expenses, but the truth is that if you haven’t made the decision to change, it is unlikely that you will find yourself in a different position.

Change Requires a Decision.

Yes, what I have discovered is that people don’t fall backwards into change. The change occurs when they decide they need to do something different.

Tony Robbins said, “A real decision is measured by the fact that you’ve taken a new action. If there’s no action, you haven’t truly decided…It is in your moments of decision that your destiny is shaped. Stay committed to your decisions, but stay flexible in your approach.”

Making a decision to change your approach with money can be a challenge.

See–money isn’t just…money.

It is surrounded with BIG emotions, like joy, confidence, guilt, frustration and shame. Most people don’t come to see me because they feel great about money and their financial situation. They arrive at my doorstep because they have a long history of negative emotions with money.

No matter what your past has been, you always have the power to change.

But it does require a decision, and new actions to work.

If you are ready to make a decision for change, I would love to help you. My calendar is pretty booked, but with a couple clients “graduating” this spring, I will have a couple additional spots open.

Click here to schedule your free call.

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Hello! I'm Crystal!

I specialize in helping women, couples, and service-based small business owners who feel like they “make too much to be living paycheck to paycheck.” Together, we turn financial stress into financial clarity and create a plan for the life they’ve always imagined.

I’m based in Morristown, Tennessee, where I live with my husband and children. When I’m not coaching, I enjoy traveling, getting lost in a good book, and discovering new music.

Through Smart Money Financial Coaching, I’ve made it my mission to help people manage their money with confidence, pay off debt, and finally feel in control of their finances.

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