Yes–when Tina reached out, she had 18 creditors breathing down her neck.
Over $33,000 in debt with…
Credit card bills in collections.
Medical Bills to pay.
Loans from small finance businesses with interest rates over 100% (not a typo).
Years behind on property taxes.
Tina is a single woman who was working part-time and struggling with her mental health and her finances.
Like many of us, she was an emotional spender.
When she was down, she would cheer herself up with retail therapy, which ended up causing her more stress and anxiety.
When she reached out to me three years ago, she was earning $3,700 through social security, pension and a part time job. She felt trapped in her habits of emotional spending when she was struggling.
I helped her create a plan for her money that allowed her to systematically pay off debt and to address her spending habits.
We allocated money for the things that were most meaningful to her like counseling, massages, vacations, Christmas, repairs to her home, as well as property taxes, income taxes, etc. Soon her budget included so many things that she never thought she could afford.
Getting her budget in order, with her finances in order isn’t our whole story.
🏔Over the past three years, Tina and I had a mountain to climb together that far exceeded a financial plan.
Like…
She was sued multiple times by her creditors as she began paying down her debts.
I walked her through how to handle each lawsuit.
She had a car accident soon after we started.
I walked her through how to use the claim to purchase a dependable, used car.
She had years worth of items collecting dust throughout her house.
Over the years, we worked together and she eventually was able to sell her home, which was part of her larger financial strategy.
Very simply, Tina’s financial world and physical world had become congested.
We linked arms to bring in new circulation into her bank account and her life.
Today Tina is 100% debt free!!
She has a large emergency fund.
She has stopped working part-time due to her mental health issues, and has successfully adapted to her new income of $2,800/month.
We still work together each month because she likes having me in her corner for accountability. Seeing her succeed has been one of my greatest joys professionally and personally. Tina is proof that you can solve a mountain of problems by taking one step at a time.
If you could use someone in your corner, click here to book a free consultation. Let me know how we can work together to get you on the right path.
