Money Routines: Small Steps, Big Impact
Recently, I found myself reflecting on all the routines I’ve woven into my life – from charging my activity tracker every Sunday night to picking up groceries after church every Sunday. It struck me how these routines streamline my days and keep me organized. This got me thinking about the money routines I help my clients […]
Tackling High School Expenses
Being the mom of two high school freshmen has opened my eyes to a whole new world of expenses. No more $10 or $15 notes from school. Now it’s requests for $50 here and $100 there. One week, we were hit with $250 in expenses for testing fees, membership fees, etc. On the horizon are […]
How to “Reset” Your Budget for a New Year
There is truly no better time to reset your budget than a New Year! The beginning of a year brings fresh new vibes and a renewed sense of hope for the future. Plenty of my successful clients got a nudge to change their finances over the holidays, and made a fresh start in the new […]
When Spending is More than Shopping
Have you ever reached into your fridge at night to get a sweet treat, and just as you are biting down you think– “I am not even hungry. Why am I eating this?” It is generally a quiet voice, but clear nonetheless. This voice can give us a bit of clarity in moments when we […]
The solution was easier than they expected…
If we were having coffee, and you asked me what I had noticed as a pattern in my financial coaching clients, I could definitely share a few of the trends I have observed over the years. Since clients come to me at all salary ranges, you would think that there would be more differences than […]
Don’t Forget these in Your March Planning!
My goal is to always have your focus on the future! I want you to be proactive rather than reactive with money. So, when you are making your next spending plan (aka budget) make sure you include all of the expenses you have coming up. As we approach March make sure you include the following […]
Plan for the Expected
As a financial coach, who struggled for years to get her financial act together, I love showing people how to change their finances with small steps over time. You see, going “all in” works for some people, but not everyone. Some people actually get overwhelmed at the thought of going “all in” and do nothing […]
Your Finances in Uncertain Times
Your Finances in Uncertain Times. COVID-19 has had a negative impact on many parts of life including finances. With 78% of Americans living paycheck to paycheck, most people cannot afford the negative financial effects of the COVID-19. So what does this mean for you and your family? Should you be stocking up on paper supplies […]
Auto Draft vs. Online Bill Payment
When I start working with my 1:1 clients I often discover that all of their bills are set on auto-draft. Confession: I hate auto draft for paying bills! Why? My reasons are numerous but here are a few: 💥 I don’t like anyone having access to my bank account. 💥 The due dates and […]
How’s Your Cash Flow?
This month we are discussing how to get organized with your finances. Organization with your finances goes beyond opening your mail and file folders. Let’s talk about organizing your cash flow throughout the month. Calendaring Your Bills Are most of your bills due around the same time of the month? Does this make cash […]