Tackling High School Expenses
Being the mom of two high school freshmen has opened my eyes to a whole new world of expenses. No more $10 or $15 notes from school. Now it’s requests for $50 here and $100 there. One week, we were hit with $250 in expenses for testing fees, membership fees, etc. On the horizon are […]
Tax Refund? Read this!
Tax time is right around the corner. For many people, this means that a sizable tax refund is also right around the corner. As a financial coach who has seen *everything*, let me tell you what many people do with a lump sum dropped into their account. They go on a vacation they have been […]
How to “Reset” Your Budget for a New Year
There is truly no better time to reset your budget than a New Year! The beginning of a year brings fresh new vibes and a renewed sense of hope for the future. Plenty of my successful clients got a nudge to change their finances over the holidays, and made a fresh start in the new […]
When Spending is More than Shopping
Have you ever reached into your fridge at night to get a sweet treat, and just as you are biting down you think– “I am not even hungry. Why am I eating this?” It is generally a quiet voice, but clear nonetheless. This voice can give us a bit of clarity in moments when we […]
🎟 Don’t Buy a Lottery Ticket. Do this Instead…
You have likely heard that 70% of all lottery winners go broke within just a few years of winning a huge payout! When there is a record-breaking jackpot, millions of people stand in line to buy a ticket for the chance to be a lucky winner. Surely every ticket holder imagines that their fate would […]
🎄Holidays + 📈 Inflation = Creative Solutions
When you begin working with a financial coach, one of the first things that you will do is to create a budget that accurately reflects your expenses and priorities. With a budget and tracking expenses, clients immediately see where they can change behavior. There are times, though, like when inflation and the holidays mix, and […]
Auto Draft vs. Online Bill Payment
When I start working with my 1:1 clients I often discover that all of their bills are set on auto-draft. Confession: I hate auto draft for paying bills! Why? My reasons are numerous but here are a few: 💥 I don’t like anyone having access to my bank account. 💥 The due dates and […]