“I am so embarrassed…”
“I am so embarrassed. I feel like I should have this part of my life figured out!” This is a statement I hear time and time again when I first start working with clients. My clients are smart, educated, successful – and yet money feels like the one area of life that they still haven’t […]
“Spending like we have money when we don’t.”
In June of last year, I started working with Matt and Sarah, and asked them to tell me their biggest financial struggle. They replied, “Spending like we have money when we don’t.” Is there a person reading this who hasn’t felt like that at one time or another!! (I doubt it!) I dug in a […]
Tax Refund? Read this!
Tax time is right around the corner. For many people, this means that a sizable tax refund is also right around the corner. As a financial coach who has seen *everything*, let me tell you what many people do with a lump sum dropped into their account. They go on a vacation they have been […]
How to “Reset” Your Budget for a New Year
There is truly no better time to reset your budget than a New Year! The beginning of a year brings fresh new vibes and a renewed sense of hope for the future. Plenty of my successful clients got a nudge to change their finances over the holidays, and made a fresh start in the new […]
“Are we here again?”
Tell me if this sounds familiar… You (FINALLY) get serious about not overspending and cut all of the unnecessary items. You aren’t eating out as much and you are shopping from your own closet for events. Soon you manage to put money away for an emergency. Praise the Lord! You take a deep breath and feel like […]
Top 10 Frequently Asked Questions at Smart Money Financial Coaching!
This week I would like to take you behind the scenes a bit at Smart Money Financial Coaching! I love to get a sneak peek into other businesses, so I thought it might be fun to share a few things you might not know about my business. Let’s do a Q and A style, and […]
“No, not me…please!”
Have you ever had a thought float into your mind, but then you could not get it out? A pesky, nagging thought living rent-free in your own mind! And no matter how much you resisted the idea, it just persisted and wouldn’t leave… Yes, me too! Years ago, after figuring out how to structure our […]
Can $16,000 Make a Difference?
What is the exact point that most people reach out to me for Financial Coaching help? Many clients who reach out to me are simply tired of having those same problems with money. Carrying around the same problem for years can be exhausting. The same was true for two clients that I have been working […]
Accountability
Earlier this month I wrote a blog about keeping your mind focused on success. Another key to financial success is having an accountability partner. It’s often hard for single people to change their finances because they don’t have anyone holding them accountable. I also see this in marriages where only one spouse handles the finances. […]
#Brave
When you think about your finances how do you feel? Do you feel overwhelmed? Frustrated? Angry? Embarrassed? Ashamed? Do you wonder how you ended up in a financial mess? When I think about my clients and the journey they are on the word brave comes to my mind. Brave? Yes, I see them as brave […]