Advance Child Tax Credit?
Over the last couple of months, I’ve been helping my clients get ready for the advance child tax credit payments that may arrive in their bank accounts this month. Have you given any thought as to how you will use this money? Something important to keep in mind is that if you rely on your […]
How to Make Room in your Budget for a Little Summer Fun!
I hope the weather is sunny and warm where you are! In East Tennessee, we are wondering what happened to spring! It’s felt like summer for quite some time. If you have been following me for any length of time you know that I’m all about transforming your finances by taking small steps. This month, […]
Don’t Forget these in Your March Planning!
My goal is to always have your focus on the future! I want you to be proactive rather than reactive with money. So, when you are making your next spending plan (aka budget) make sure you include all of the expenses you have coming up. As we approach March make sure you include the following […]
Plan for the Expected
As a financial coach, who struggled for years to get her financial act together, I love showing people how to change their finances with small steps over time. You see, going “all in” works for some people, but not everyone. Some people actually get overwhelmed at the thought of going “all in” and do nothing […]
Small Financial Changes CAN Make a Big Difference
Happy New Year! Are you ready for a fresh start? Did you know that big changes can start with small steps? Many times people are “all or nothing” when it comes to making changes. Statistically, these people are in most danger of snapping back to their old habits. BUT, taking a series of small steps […]
Should I buy this?
Today, I want to talk to you about how to make good buying decisions. By now a lot of people have received their stimulus money and income tax refunds. Some people didn’t need the stimulus money because their income has not been impacted or they are already out of debt. Some people are holding that […]
Pandemic? What would you have done differently?
Six months ago, if you knew there was going to be a pandemic affecting nearly every nation in the world, what would have done differently to be more prepared to handle the impact on you and your family? The reality is financial uncertainty can occur at any time (i.e. job loss, medical issues, death of […]
Triggered?
How are you doing? As I write this blog post, I’m thinking about how crazy life has become in the last month. It seems that life as we know it has changed overnight. I don’t know about you, but that causes me to feel a little uneasy. I don’t like uncertainty! Around the middle of […]
Stimulus Money?
Have you made a plan for your stimulus money? If you don’t make a plan it will disappear! What will you be doing with your stimulus money? 💲 Save? 💲 Pay off debt? 💲 Cover a budget shortage for this month? 💲 Invest? When deciding how you will spend your stimulus money I want […]
“How do I budget if I can’t pay all of my bills?”
“How do I budget if I can’t pay all of my bills?” I’ve been getting that question a lot lately. So, let’s talk about it! Let’s start with your income. How much income will you be receiving? Include all sources (salary, commission, bonus, unemployment, child support, disability, pension, etc.) You need to make a […]