Struggling to Stick to Your Budget?
Struggling to stick to your budget? Have you reviewed your spending this month? Are you over in certain categories? Has this become a pattern for you? I notice trends in my own budget and in my 1:1 clients’ budgets. My solution for overspending in certain categories is CASH! Most people swipe their debit cards and […]
What if you invested your minimum payments?
Let’s talk about your minimum monthly payments again. Earlier this month I encouraged you to calculate your minimum monthly debt payments (not including your house). I asked you to start dreaming about a life without debt. What would that look like for you? I have several 1:1 clients who want to get out of debt […]
Make a Realistic Plan for Your Money!
How’s your budget going for this month? Are you on track? Did you make a realistic plan for your money for this month? What does a realistic budget look like? A REALISTIC budget includes: ❗ Doctor’s appointments ❗ Medication ❗ Car repairs ❗ Home maintenance ❗ Upcoming travel (Spring Break, Easter, Summer Vacation) ❗ Cosmetics/Haircare […]
Accountability
Earlier this month I wrote a blog about keeping your mind focused on success. Another key to financial success is having an accountability partner. It’s often hard for single people to change their finances because they don’t have anyone holding them accountable. I also see this in marriages where only one spouse handles the finances. […]
Focus
A key to changing your finances is FOCUS! Most of the people in the world are NOT focused on their finances. They are NOT trying to get out of debt, save, and invest. My 1:1 clients feel this in their everyday life (so do I). We are surrounded by people living their best life on […]
Budget = Permission to Spend
How do you feel about the word “budget”? I often encounter people who tell me that they can’t budget or won’t budget. At one point my husband even told me that he would never budget! 😲 Most of the time people associate the word budget with negative thoughts such as: 🚫 I can’t go […]