Stressed?

Confession time! I’m a recovering control freak! The news causes me to have a lot of anxiety and uncertainty. I didn’t start watching the news or reading about the COVID until the second week of March. My husband keeps me somewhat informed as to what’s going on in the world. So, I’m not totally in […]
“How do I budget if I can’t pay all of my bills?”

“How do I budget if I can’t pay all of my bills?” I’ve been getting that question a lot lately. So, let’s talk about it! Let’s start with your income. How much income will you be receiving? Include all sources (salary, commission, bonus, unemployment, child support, disability, pension, etc.) You need to make a […]
Your Finances in Uncertain Times

Your Finances in Uncertain Times. COVID-19 has had a negative impact on many parts of life including finances. With 78% of Americans living paycheck to paycheck, most people cannot afford the negative financial effects of the COVID-19. So what does this mean for you and your family? Should you be stocking up on paper supplies […]
Life without debt? Say what?

Today I want to talk to you about minimum payments. Have you ever calculated how much the minimum payments on your debts (not including your house) totals? My clients’ minimum payments range from $400 – $3,500 per month. Have you ever considered what a life without debt would look like for you? What would you […]
Struggling to Stick to Your Budget?

Struggling to stick to your budget? Have you reviewed your spending this month? Are you over in certain categories? Has this become a pattern for you? I notice trends in my own budget and in my 1:1 clients’ budgets. My solution for overspending in certain categories is CASH! Most people swipe their debit cards and […]
What if you invested your minimum payments?

Let’s talk about your minimum monthly payments again. Earlier this month I encouraged you to calculate your minimum monthly debt payments (not including your house). I asked you to start dreaming about a life without debt. What would that look like for you? I have several 1:1 clients who want to get out of debt […]