Stop Relying on Credit Cards: Break the Cycle for Good
Let’s talk about something that happens far more often than people realize: relying on credit cards just to get through the week. Groceries, gas, prescriptions, school lunches—these aren’t luxuries. They’re everyday needs. But when money is tight between paychecks, the credit card often becomes the only option left. For a lot of people, this pattern […]
Financial Coaching Is More Than Budgeting
Budgeting didn’t work? You’re not alone. Many of the people I work with have tried budgeting tools, apps, and spreadsheets—but still feel stuck. That’s because financial coaching is more than just budgeting. A spreadsheet can’t fix what’s really going on with your money. A lot of my financial coaching clients come to me after trying […]
What Is a Financial Coach (and Do You Need One?)
If you’ve never heard of a financial coach—or aren’t sure how one could help—you’re not alone. A lot of people have never heard of financial coaching—or they assume it’s the same thing as hiring a financial advisor or just getting help with a budget. But financial coaching is different. It’s practical, hands-on, and personal. What […]
Spring Clean Your Finances
From Junk Drawers to Money Chaos Lately, I’ve been on a mission to get my house in order. I set a goal to organize a little bit each week, and let me tell you—I have way too many junk drawers. And not just drawers… random piles, cluttered shelves, and little areas that are getting on […]
How to Stop Impulse Spending and Take Control of Your Money
Are Small Purchases Keeping You from Reaching Your Goals? I hear it all the time—“I make good money, so why do I always feel broke?” Impulse spending might be part of the problem. Those small, unplanned purchases—a few extras at Target, an Amazon gadget you suddenly ‘need,’ or a subscription you forgot to cancel—add up […]
Maximize Your Tax Refund: Strategies for Financial Stability
The Tax Refund Cycle: Why It Feels Like It Disappears Tax season is here, and for many, that means a refund is on the way. While a tax refund can feel like a financial reset, it often disappears fast—leaving many wondering where it all went. You might be thinking about a vacation, eyeing a new […]