What to Do When Your Financial Journey Feels Hard

It is normal to wonder what to do when your financial journey feels hard. My family has been intentionally managing our finances for many years. I know firsthand that there are seasons when it feels overwhelming. Financial growth happens step by step and what feels difficult now will one day become second nature. Then a […]
Holiday Financial Planning: Finish the Year Strong

The last three months of the year can make or break your financial progress. Fall Break trips, Halloween, Thanksgiving travel, and then Christmas, Hanukkah, or other traditions your family celebrates. The calendar fills up fast and so does the spending. On top of that come birthdays, school activities, family gatherings, and all the little extras […]
What’s Really Behind Overspending (It’s Not What You Think)

If you’ve ever looked at your spending and thought, “What is wrong with me?” you’re not alone. So many people beat themselves up for overspending, assuming it’s just a discipline problem.They believe if they could just try harder, stay consistent, or want it badly enough, they’d figure it out. But overspending isn’t always about willpower. […]
What Happens When You Keep Avoiding Your Finances

There’s a reason so many people avoid their finances, especially during seasons when life feels busy or you just want to relax and enjoy yourself. Knowing is stressful.But not knowing is stressful too. You might think avoiding your finances will bring short term relief, but the weight doesn’t go away.It just gets heavier over time. […]
Why Your Budget Isn’t Working (and What to Do Instead)

You’re earning good money. You’ve tried to be responsible with it. Maybe you’ve even put time and energy into creating a budget (or three).You’ve got spreadsheets. You’ve tried all the apps. You’ve tracked expenses, downloaded templates, maybe even read some books. Or maybe you feel completely overwhelmed and don’t know where to start. So why […]
How to Prepare for Back to School Expenses Without the Stress

Whether school has already started or you’re still gearing up, one thing is clear: back-to-school expenses add up quickly. From supplies and clothing to tech fees and club registrations, August and September often come with financial surprises that can throw off your entire budget. If you’ve already felt the hit this year, you’re not alone. […]