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Budget = Permission to Spend

How do you feel about the word “budget”?  I often encounter people who tell me that they can’t budget or won’t budget.  At one point my husband even told me that he would never budget!   😲 

Most of the time people associate the word budget with negative thoughts such as:

🚫 I can’t go on vacation.

🚫 I can’t eat at restaurants.

🚫 I can’t go out and have fun with my family or friends.

🚫 I can’t go shopping.

Some people simply feel like budgeting RESTRICTS their life.  

I view budgeting differently.  A budget allows me to make a plan for my money so I CAN do the things I want.  My husband and I went on vacations, ate at restaurants, had fun with the kids, and more while we were paying off debt.  My views on budgeting:

🤩  A budget gives me permission to spend.

🤩  A budget puts me in control of my money.  

🤩  A budget helps me reach my financial goals.

How do you view budgeting? 

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Hello! I'm Crystal!

I guide women and married couples who “make too much to feel this broke” from financial stress to financial freedom.  I live in Morristown, Tennessee with my husband and children.  I enjoy traveling, reading, and listening to music.

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