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Struggling to Stick to Your Budget?

Struggling to stick to your budget?  

Have you reviewed your spending this month?  Are you over in certain categories?  Has this become a pattern for you?  I notice trends in my own budget and in my 1:1 clients’ budgets.  My solution for overspending in certain categories is CASH!  Most people swipe their debit cards and don’t think much about it.  When you use cash you have to be more intentional with your spending.  

Great cash categories are:

💲 Restaurants

💲 Groceries (if you don’t shop for groceries online)

💲 Entertainment

💲 Clothing (if you don’t shop online)

Where do you need to use cash?

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Hello! I'm Crystal!

I specialize in helping women, couples, and service-based small business owners who feel like they “make too much to be living paycheck to paycheck.” Together, we turn financial stress into financial clarity and create a plan for the life they’ve always imagined.

I’m based in Morristown, Tennessee, where I live with my husband and children. When I’m not coaching, I enjoy traveling, getting lost in a good book, and discovering new music.

Through Smart Money Financial Coaching, I’ve made it my mission to help people manage their money with confidence, pay off debt, and finally feel in control of their finances.

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